Your MetLife insurance policy works just like any other type of insurance (i.e. medical, auto, life) in that you agree to pay a monthly premium for access to your benefits. When enrolling, you probably looked closely at the premium payment, deductible, annual maximum, and, of course, the level of coverage. As you know, your benefits may vary from your colleague or friend, but you can expect a similar structure that looks something like the following:
While dental insurance is designed to prevent problems before they occur, issues can still arise no matter how well you take care of your smile at home or see your dentist every six months. This is where your dental insurance plan can have you keeping more money in your pocket, especially if you’ve met your deductible. Once you’ve met this specified amount (i.e. $500), your insurance company agrees to pay more for the services you need.
This is one of the great benefits of seeing an in-network provider like TrueCare Dentistry. Not only will we fix your specific problem, but we have already negotiated with MetLife to ensure you pay the lowest amount for your dental care.
Of course, that doesn’t mean you have to see an in-network dentist. If we are out of network with your insurance policy, we will still be happy to file any necessary paperwork and help you save the most money. Simply alert us to your insurance provider when scheduling your appointment. This will allow us to review your plan ahead of time.
Jessica is the office manager at TrueCare Dentistry in Mesquite, TX, and she is also a registered dental assistant. Working in the field of dentistry since 2000, she has been with us since we first opened. Not only does she enjoy helping patients achieve healthier, more beautiful smiles, but she is our go-to person for all things insurance. Need help reviewing your policy? Unsure if you’ll be able to afford an upcoming treatment or procedure? Jessica can provide the assistance you need for a stress-free visit. No more worrying about filing claims, as she will be happy to work on your behalf to take care of any paperwork or claims that need to be filed with your insurance company.